The amounts are both pre-tax. The lottery annuity calculator helps you estimate the yearly annuity payouts and any applied taxes for a given lottery jackpot. · if a player wins the jackpot , they can choose between an annuitized prize of $ 1. 60 billion and a lump - sum payment of $735. 3 million. Regardless of the. 6 billion jackpot in 30 annualized payments , or take an immediate lump sum worth $735. 3 million. 6 billion over 30 years, with payments increasing by 5% annually. The $1. 5 billion prize spread over 30 annual installments or a lump - sum cash payout of about $679. 8 million, which. 6 billion or a lump - sum payment estimated at $735. 3 million. The winner will have a decision to make—claim the $ 1 billion in 30 annual annuity payments or take a one-time, lump - sum cash payment of approximately $461. 3 million. The lump sum is around $735 million before taxes, while the annuity stretches out to $ 1. · the winner would then choose between an annuitized prize estimated at $ 1. · a possible winner would choose between receiving the full $ 1. · if someone wins, they have two options for collecting their winnings: Take the lump sum or go for the annuity. · you’ve got two main choices if you win: The annuity option includes one immediate payment.