poisonous weeds

· In respect of mismatches in cash flows for the 1-14 days bucket and 15-28 days bucket, it should be the endeavour of the bank’s management to keep the cash flow mismatches at the minimum … · The Reserve Bank of India has issued the All India Financial Institutions – Asset Liability Management (ALM) Directions, 2025, effective , to strengthen risk management … Asset liability management (ALM) can be defined as the comprehensive and dynamic framework for measuring, monitoring and managing the financial risks associated with changing interest rates, foreign … · However, Asset-Liability Mismatch (ALM) risk has led to major liquidity crises, impacting financial stability. To address this, the Reserve Bank of India (RBI) has strengthened ALM... The document provides guidelines for Asset-Liability Management (ALM) systems in banks, with a focus on interest rate risk and liquidity risk management. It outlines the key pillars of ALM as ALM information … · In order to strengthen and raise the standard of the Asset Liability Management (ALM) framework applicable to NBFCs, it has been decided to revise the extant guidelines on liquidity risk … · The RBI’s Payments Banks – Asset Liability Management (ALM) Directions, 2025 establish a comprehensive framework to strengthen liquidity risk governance, measurement, and control across … NBFCs must submit ALM returns to the RBI at prescribed intervals, including structural liquidity statements, interest rate sensitivity reports and stress test results. It discusses bucketing assets and liabilities by maturity, static and dynamic liquidity statements, interest rate risk analysis using traditional gap analysis and duration gap analysis, broad market risk parameters … · Taking into account the comments and feedback received, the guidelines on Liquidity Risk Management have been finalised which are furnished in the Annex.

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